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Some of this discussion has focused on the impact that risk weights may have on the volume of credit, and house prices. Risk weights play an important part in the Reserve Bank's supervision of the banking sector. They help to determine the amount of capital that the banks need to set aside to cover losses on their lending to different sectors.

History provides some insight into the importance of these various factors. As a result of these risk factors, risk weights vary for different types of lending, with housing having a lower risk weighting than business or rural lending, which typically involve more risk. The risk weights are not set in order to incentivise any particular lending type over another. Insurance planning: Insurance protects you and your loved ones from the financial risk of unexpected events, and also provides financial security from anticipated costs such as long term care.

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All you need to get your app on Google Play Store is an email ID and 25, said Srikanth. "Developers fake the number of downloads to be slotted in the Play Store.

Micro lending apps have become a global anathema after which Google altered its policy towards apps that facilitate short term loans. With an interest bearing loan, if the company doesn work out, the lender will come after the borrower with the full support of the law, taking not only his principal, but the interest on top, destroying the latter. With an investment, if it doesn work out, then the investor has lost his money and is not owed anything. A loan which receives interest in the form of equity is still interest.

Today's topic: How far should you push back on an IRS assessment. There is no hard and fast rule, but there are guidelines. If the assessment is small, it could cost more to fight than to pay.

In my opinion, cutting off your nose to spite your face is foolish and a waste of time. Only is it a medical disaster; in a lot of ways it is a financial disaster, said Ava Lovell, the senior executive officer for finance and administration at the UNM Health Sciences Center.

Will say, it does look bad in our projections.

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