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Risk weights play an important part in the Reserve Bank's supervision of the banking sector. They help to determine the amount of capital that the banks need to set aside to cover losses on their lending to different sectors. History provides some insight into the importance of these various factors.

As a result of these risk factors, risk weights vary for different types of lending, with housing having a lower risk weighting than business or rural lending, which typically involve more risk.

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Whether you need special insurance for your business or profession, or the standard insurances of liability, property, life, health and disability, insurance can protect your financial well being when circumstances require stability.

In Ohio, revenue fell 159 million short of expectations last month, according to budget officials. Maryland Gov. Larry Hogan (R) has predicted "massive budget problems" given the billions of dollars in coronavirus expenses the state has already incurred and on Friday froze all non coronavirus state spending, expecting state tax revenue could fall by as much as 2.

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With an interest bearing loan, if the company doesn work out, the lender will come after the borrower with the full support of the law, taking not only his principal, but the interest on top, destroying the latter. With an investment, if it doesn work out, then the investor has lost his money and is not owed anything. A loan which receives interest in the form of equity is still interest.

Today's topic: How far should you push back on an IRS assessment. There is no hard and fast rule, but there are guidelines. If the assessment is small, it could cost more to fight than to pay. In my opinion, cutting off your nose to spite your face is foolish and a waste of time. Only is it a medical disaster; in a lot of ways it is a financial disaster, said Ava Lovell, the senior executive officer for finance and administration at the UNM Health Sciences Center.

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